Our directors

Vicki lives, works and learns on the land of the Bunurong people of the Kulin Nation and was appointed Chair in May 2024.

Vicki joined the Board in September 2018 and is also a member of the Board Risk Committee and Board People and Culture Committee.

With more than 30 years’ experience in the financial services and telecommunications sectors, Vicki has held executive roles in distribution, strategy and operations, human resources and transformation. Her extensive skills in large scale people leadership, product and sales management, transformation delivery and risk management have been, and continue to be, valuable and contemporary contributions to the Board.

Vicki’s former roles include Executive Director, Transformation Delivery at Telstra, Executive General Manager Retail Bank at NAB, Executive General Manager Business Operations and General Manager People and Culture also at NAB, as well as senior leadership roles at MLC, ING and Prudential Assurance Co Ltd.

Other director and memberships:

• Director of ASX Limited (ASX:ASX) (Feb 2023 to present)
• Director of IPH Limited (ASX:IPH) (Oct 2022 to present)

Richard Fennell lives, works and learns on the land of the Kaurna people of the Adelaide Plains and was appointed Chief Executive Officer in August 2024.

Having been with the Bank since 2007, Richard formerly led the Bank’s Consumer Banking Division from 2018 to 2024, which focused on the delivery of products and services through the Bank’s company-owned and Community Bank branches and through a range of partner organisations including mortgage brokers and financial advisors.

Richard was also formerly the Bank’s Chief Financial Officer, from 2009 to 2018, and Chief General Manager, Group Strategy between 2007 and 2009. Richard spent the early part of his career in finance and consulting, primarily with PwC in Australia and Asia.

Other director and memberships:

• Director of the Adelaide Football Club (April 2017 to present)

Richard lives, works and learns on the land of the Bidjigal and Gadigal people of the Eora Nation and joined the Board in September 2021.

Richard is Chair of the Board Audit Committee and a member of the Board Technology and Transformation Committee.

Bringing extensive experience delivering complex audit and advisory services to Australia’s leading public, private, government and not-for-profit organisations, Richard most recently served as CEO of Deloitte Australia, the Managing Partner of the Audit & Advisory Practice and a member of the Global Audit & Advisory Leadership Team. Richard’s career also includes more than 25 years working with PwC, including nine years on PwC’s Australian Executive.

Richard is passionate about supporting organisations that have a positive impact in the community. He is the current Chair of the Movember foundation, former Chair of OzHarvest and a former Director of Adara Group, a charitable organisation focusing on international development in emerging economies. Richard was also formerly President and Chair of the Institute of Chartered Accountants Australia (now Chartered Accountants Australia and New Zealand) and was formerly a member of the Business Council of Australia.

Other director and memberships:

• Chair Movember Foundation (October 2022 to present)
• Director of AUB Group Limited (ASX:AUB) (Dec 2022 to present)
• Director of Hollard Holdings Australia Pty Ltd (July 2024 to present)

Victoria lives, works and learns on the land of the Wangal people of the Eora Nation and joined the Board in February 2022.

Victoria is Chair of the Board Risk Committee and member of the Board People and Culture Committee.

With more than 35 years’ experience in financial services, Victoria has held executive roles with major Australian listed companies and multinationals including Westpac, Citi, Allens and Jarden Morgan (now CS First Boston).

Victoria is a Senior Fellow and past President of professional standards body FINSIA, a Chartered Banker and was previously the Chair of the Australian Gender Equality Council. Victoria is a former Director of URB Investments Limited (ASX:URB) and former Chair of NSW Treasury Audit and Risk Committee.

Other director and memberships:

• Director of Alcidion Group Limited (ASX:ALC) (Sep 2021 to present)
• Member of State Library of NSW (March 2014 to present)
• Member of ASIC Markets Disciplinary Panel (July 2011 to present)
• Treasurer of the Australian Gender Equality Council (December 2016 to present)
• Chair of Pinnacle Housing Partnerships Limited (September 2023 to present)

Alistair lives, works and learns on the land of the of the Bidjigal and Gadigal people of the Eora Nation and joined the Board in September 2022.

Alistair is Chair of the Board Technology and Transformation Committee and a member of the Board People and Culture Committee.

An experienced digital executive and entrepreneur with more than 20 years’ experience working in financial services and technology, Alistair is currently the Managing Director of advisory business Vanteum and has helped a number of ASX50 and Fortune 500 companies to launch and scale new digital products and ventures as well as advising several government departments in Australia and internationally on Fintech, innovation and emerging technologies such as AI.

Alistair holds a first-class honours degree in computer science and postgraduate qualifications from both Harvard Business School and Massachusetts Institute of Technology (MIT).

Alistair was previously Director and Chair of the Technology Board committee at Humm Group Limited.

Other director and memberships:

• Director of Helia Group Limited (formerly Genworth) (ASX:HLI) (Dec 2021 to present)
• Member of ASIC’s Consultative Panel (June 2023 to present)
• Advisor to CSIRO on the commercialisation of science and technology (June 2016 to present)

Margaret lives, works and learns on the land of the Kaurna people of the Adelaide Plains and joined the Board in September 2023.

Margaret is a member of the Board Audit Committee and the Board Technology and Transformation Committee.

Margaret has extensive global experience across the financial services industry (banking and wealth management); her experience covers roles in finance, strategy, operations, product and risk. She has worked for large publicly listed companies and their subsidiaries in the UK, Asia and Australia.

Margaret was most recently Chief Financial Officer of AMP Capital (at the time, a large public and private markets investment manager) and formerly held roles as Group Managing Director of Strategy and Marketing at ANZ, senior finance roles at Westpac and Citigroup Australia as well as senior finance and risk roles in Schroders.

Margaret was a non-executive director of two investment companies listed in the UK, serving as the Chair of the Audit and Risk Committees of each company (JP Morgan Mid Cap Investment Trust until February 2024 and Albion Technology & General VCT until December 2024).

Other director and memberships:

• Chair of Sandhurst Trustees Limited (Aug 2024 to present)

Abi lives, works and learns on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation and joined the Board in April 2024.

Abi is Chair of the Board People and Culture Committee and a member of the Board Technology and Transformation Committee.

With global expertise in strategy, digital, supply chain, M&A and operations, Abi has held senior corporate roles with Amcor, Incitec Pivot, ANZ 333 Management and Caltex after starting her career at BHP. From 2012 to 2017, Abi established and ran an advisory and management business, Absolute Partners, focused on strategy, innovation, and disruption.

Abi was previously a Director of Orora Limited, Managing Director at KordaMentha’s 333 and was a non-Executive Director of Sydney Airport Corporation, Chair of Planwise AU, a Director of Swimming Australia and on the Lazard PE Fund Advisory Committee.

Other director and memberships:

• Director of Coles Limited (ASX:COL) (November 2018 to present)
• Director of Computershare Limited (ASX:CPU) (February 2018 to present)

Daryl lives, works and learns on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation and joined the Board in September 2024.

Daryl is a member of the Board Risk Committee and Board Audit Committee.

With more than 40 years’ banking and finance experience in Australia, Asia and New Zealand, Daryl’s most recent executive role was as CEO of Rabobank New Zealand, which he held from June 2016 to December 2017. Prior to that Daryl was CEO of NAB Asia and Executive General Manager of NAB Business and General Manager of Corporate Banking.

Daryl was previously a non-Executive Director of Beyond Bank Australia, Cuscal and CG Spectrum Institute and an Advisory Committee member to specialist provider of working capital funding to the agricultural sector, Agrifunder.

Other director and memberships:

• Director of Credit Corp PNG (June 2022 to Present)

Travis Dillon lives, works and learns on the traditional Country of the Kaurna people of the Adelaide Plains and joined the board in February 2025.

Travis is a member of the Board Audit Committee and the Board Risk Committee.

With extensive commercial and strategic experience with expertise in business strategy, change management, operational management and equity capital markets and decades of experience in Australian agriculture and agribusiness Travis was CEO and Managing Director at Ruralco Holdings Limited from 2015 to 2019.

Travis is an experienced non-Executive Director and was previously the Chair of Clean Seas Sustainable Seafood from October 2020 until November 2024.

Other director and memberships:

• Chair of Select Harvests Limited (ASX:SVH) (November 2021 to present)
• Chair of Australian Grain Technologies (January 2024 to present)
• Deputy Chair of Lifeline Australia (November 2017 to present)