1. This website
1.1
This website (“Website") is owned and operated by Bendigo and Adelaide Bank Limited (ABN 11 068 049 178) (“we”/“us”/”our”), on our behalf and that of our related bodies corporate (together the “Bendigo and Adelaide Bank Group"). Our registered office is at The Bendigo Centre, Bendigo, Victoria, Australia 3550.
1.2
These terms of use, including the Privacy Policy and Credit Reporting Policy (collectively, the “Terms”), govern your use of this Website (the “Website Content”). Each time you use this Website, your use indicates your acknowledgment and acceptance of the Terms, which we may revise periodically without notice. If you do not accept these terms and conditions, do not use the Website.
2. Our rights in, and restrictions on your use of, this Website
2.1
The Website Content (including trade marks and logos) is our intellectual property or that of our suppliers. We grant you a non-exclusive, non-transferable and limited right to access and use this Website, view the Website Content on your screen and print copies of such Website Content, solely for your personal, non-commercial use, and provided that you comply fully with these Terms.
2.2
While we take reasonable steps to ensure that the Website Content is free from errors or omissions or is suitable for your intended use, we do not represent or warrant the availability, accuracy, adequacy or completeness of the Website Content or that the Website and Website Content is virus-free. You further acknowledge and agree that to the maximum extent permitted by law: (a) this Website and the Website Content are provided on an "as is" and "as available" basis; and (b) we cannot guarantee and do not promise any specific results from use of this Website and the Website Content.
2.3
You acknowledge that:
1. we may at any time modify, discontinue, temporarily suspend or permanently remove the Website or the Website Content (or any part thereof); and
2. we will not be liable to you or any third party for doing so.
2.4
If this Website enables you to create and use an online account, you agree that such online account is subject to the terms and conditions that you agreed to in creating that account, including the applicable Disclosure Document.
3. Product and Services Information
Products and services displayed or offered on this Website contain general information about Bendigo and Adelaide Bank Group products and services and can be changed by us at any time at our discretion. In the event of any conflict or inconsistency between this Website and the applicable disclosure document (such as a Product Disclosure Statement), the applicable disclosure document (including Product Disclosure Statement, as the case may be) will take precedence. The information on this Website:
1. is not an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation;
2. does not form part of the terms and conditions for Bendigo and Adelaide Bank Group products and services; and
3. has been prepared without taking into account your objectives, financial situation or needs. Before acting on the basis of this information, you should consider (with or without the assistance of an adviser) how appropriate the information is having regard to your objectives, financial situations and needs. You should obtain the disclosure document (including Product Disclosure Statement where applicable) relating to a product or service referred to on this Website before making any decision about whether to acquire that product or service.
4. Third Party Content
Links from this Website to third party websites, or references to products, services or publications other than those of the Bendigo and Adelaide Bank Group, do not imply the endorsement or approval of such third party websites, products, services or publications by the Bendigo and Adelaide Bank Group. Any access and use you make of such third party material is entirely at your own risk.
5. How we may exercise our rights
We will only exercise our rights under a provision of these Terms which is to our advantage in a way that is reasonably necessary to protect our legitimate interests, unless it does not cause a significant imbalance in the rights and obligations of you and us, or it would not cause detriment to you if we applied the provision or relied on it.
6. Jurisdiction
These Terms are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia.
Date of Publication - November 2023
Version - 4
